MsjPay is the secure, all-in-one payment gateway and digital wallet designed for Nigerian businesses, freelancers, and individuals. Accept cards, bank transfers, and USSD, or pay bills and send money in seconds.
From everyday bills to business tools, explore the full suite of financial services built for speed and reliability.
Instant recharge across all networks.
Cheap and reliable internet data.
DSTV, GOtv & Startimes subs.
Zero fee prepaid meter tokens.
WAEC, NECO & JAMB scratch cards.
Instant travel data, no physical SIM.
Top up airtime for numbers abroad.
Wallet-to-wallet or to any bank, instantly.
Convert unused airtime into real money.
Card creation for global online payments.
Fund your bookmaker account instantly.
Buy or sell Amazon, iTunes & more.
Earn back on every purchase you make.
Reach thousands of customers in one send.
Print airtime vouchers to resell offline.
We build enterprise-grade payment solutions that give you the security, routing speed, and reliability your finances deserve.
Your funds and private details are guarded by multi-level 256-bit SSL encryption, mandatory 2FA, and state-of-the-art AI-driven fraud monitoring systems.
Keep your cash flow fluid. MsjPay routes and settles your transaction payouts directly to any Nigerian bank account instantly, without delays.
Talk to real financial engineering specialists. Our customer success team is available 24/7/365 through phone and email to keep your operations running.
You don't need a stack of paperwork. Our onboarding is designed to get you processing live payments in under 10 minutes.
Download the MsjPay app or sign up on msjpay.ng. Verify your identity with your BVN/NIN, or upload CAC documents for business accounts.
Instantly deposit funds into your wallet using bank transfers, or configure our low-code SDK checkout API on your web platform.
Send peer-to-peer transfers, pay utility bills at zero fees, send digital invoices, and watch your business thrive.
See how business owners, entrepreneurs, and freelancers are leveraging MsjPay to simplify their daily payments.
"Integrating MsjPay's checkout API took our e-commerce sales to the next level. Settlements are actually instant, and checkout drop-offs are a thing of the past! Highly recommended for any serious business."